# www.wealthfront.com > AI-optimized mirror of www.wealthfront.com containing 50 pages totalling 23,426 words of clean markdown content, structured data, and semantic HTML. Original source: https://www.wealthfront.com/. Last updated: 2026-05-17T19:39:57.475Z. Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG). ## Homepage - [Home loans with clear rates upfront. [Get your rate](/content/home-lending/mortgage-rates/index.html)](/site-root.html): Wealthfront makes building wealth easy. Earn 3.30% APY on your uninvested cash and invest in expert-built, automated portfolios of stocks, bonds, and ETFs. (868 words) ## Articles & Blog Posts - [cash/ale/index.html](/cash/ale/index.html) (1 words) - [socially-responsible-investing/index.html](/socially-responsible-investing/index.html) (1 words) - [sitemap/index.html](/sitemap/index.html) (1 words) - [site-maintenance/index.html](/site-maintenance/index.html) (1 words) - [reviews/index.html](/reviews/index.html) (1 words) - [joint/index.html](/joint/index.html) (1 words) - [home-lending-tx/index.html](/home-lending-tx/index.html) (1 words) - [explore/index.html](/explore/index.html) (1 words) - [planning/index.html](/planning/index.html) (1 words) - [investing-guide/index.html](/investing-guide/index.html) (1 words) - [legal/index.html](/legal/index.html) (1 words) - [How Tax-Loss Harvesting can make you more money](/tax-loss-harvesting/index.html): Tax-Loss Harvesting looks for dips in the market to help lower your tax bill. On average, that’s an extra 1.8% on your after-tax return — or, more than 6x our annual fee. (1,052 words) - [home-guide/index.html](/home-guide/index.html) (1 words) - [How do I know if a home is right for me?](/home-guide/thinking-it-through/index.html) (1,716 words) - [find-atm/index.html](/find-atm/index.html) (1 words) - [Meet the Automated Bond Ladder](/automated-bond-ladder/index.html): Take advantage of current rates on Treasuries with the Automated Bond Ladder, and skip state income taxes. (1,099 words) - [Introducing Wealthfront Home Lending](/home-lending/index.html): Save on your home with rates 0.50% below the national average*. Purchase or refinance with clear, low rates upfront, an easy online process and no sales calls or spam. (1,161 words) - [Our advisory fee for the Automated Investing Account is simple — just 0.25% annually. Not only do you get the luxury of effortless investing, but thanks to our tax-saving software, it can pay for itself, and then some.](/pricing/index.html): Effortless investing that can pay for itself. Start with a recommended portfolio or customize your own — with one super low annual fee. (503 words) - [I want a home some day. How should I prepare?](/home-guide/planning-ahead/index.html) (1,326 words) - [Travel budgeting](/time-off-travel/index.html) (486 words) - [It's time to buy — What do you need to know?](/home-guide/ready-to-go/index.html) (1,694 words) - [home-lending-waitlist/index.html](/home-lending-waitlist/index.html) (1 words) - [Which IRA should I contribute to?](/ira-calculator/index.html) (1,476 words) - [They grow up so fast. So can their college fund.](/college/index.html): Open a Wealthfront 529 account and get tax-free returns for eligible educational expenses. We’ll manage the trades and automatically adjust your risk over time. (1,050 words) - [Join us. We're on a mission to build a financial system that favors people, not institutions.](/careers/index.html) (536 words) - [Invest in Nasdaq-100® stocks and unlock tax savings.](/nasdaq100-direct/index.html): Invest in Nasdaq-100® stocks and unlock tax savings, for less than an ETF. (945 words) - [Upgrade your S&P 500® investing and unlock tax savings on your stock compensation.](/sp500-direct/index.html): Invest in individual stocks that make up the S&P 500® index and unlock tax savings with Tax-Loss Harvesting, to help keep more of your earnings. (902 words) - [Retirement Accounts](/retirement/index.html): Build your retirement savings with a globally diversified portfolio, personalized for you and customizable for your needs (677 words) - [Stock Investing Account](/stock-investing/index.html): For investing, not gambling. Buy individual stocks and ETFs with zero commissions and zero distractions that encourage frequent trading. (410 words) - [What level of risk suits you best?](/risk-questionnaire/index.html): Learn how your comfort zone for risk impacts how you should invest. (213 words) - [Borrow up to 30% of your portfolio in](/portfolio-line-of-credit/index.html): Borrow up to 30% of your portfolio at a low rate of 4.71% (648 words) - [Methodology](/methodology/index.html) (241 words) - [System Requirements](/system-requirements/index.html) (135 words) - [start/index.html](/start/index.html) (1 words) - [Wealthfront Engineering](/engineering/index.html) (169 words) - [www.wf-box.net is blocked](/contact-us/index.html) (83 words) - [Current Mortgage Rates & Calculator - Wealthfront Home Lending](/home-lending/mortgage-rates/index.html) (480 words) - [cash/andre/index.html](/cash/andre/index.html) (1 words) - [automated-bond-portfolio/index.html](/automated-bond-portfolio/index.html) (1 words) - [blog/pick-wealthfront-account/index.html](/blog/pick-wealthfront-account/index.html) (1 words) - [blog/tlh-results-2025/index.html](/blog/tlh-results-2025/index.html) (1 words) - [blog/how-wealthfront-helps-lower-taxes/index.html](/blog/how-wealthfront-helps-lower-taxes/index.html) (1 words) - [cash/index.html](/cash/index.html) (1 words) - [The Right and Wrong Reasons to Change Your Risk Tolerance](/blog/right-and-wrong-reasons-to-change-risk-tolerance/index.html): There are a few good reasons to change your risk tolerance but there are also bad reasons that you should learn to recognize and avoid. (1,635 words) - [Automated Investing Account](/investing/index.html): The Automated Investing Account makes time-tested investing strategies accessible to everyone—from first-timers to seasoned index investors. (900 words) - [Wealthfront Modernized Investing. Your Mortgage is Next.](/blog/introducing-wealthfront-home-lending/index.html): Wealthfront is fixing the outdated mortgage industry. Learn how we aim to offer rates 0.50% or more below the national average with our automated, digital process and focus on clients. (1,981 words) - [Performance Metrics](/historical-performance/index.html): Investors in Wealthfront Classic portfolios with a risk score of 9 have seen their pre-tax investments grow an average of 9.82% every year since we started. (375 words) - ["We don't have a release cycle, we have a deploy button"](/engineering/our-team/index.html) (377 words) - [Direct Indexing](/explore/portfolios/core-di/direct-indexing/index.html): The Direct Indexing portfolio is for accounts over $100,000 and is designed to strategically invest in individual US stocks to help enhance tax savings. (267 words) ## Resources - [Full Page Index](/index.html): Browse all cached pages with rich metadata - [About This Cache](/content/about.html): Methodology, technical details, and usage guidelines - [XML Sitemap](/content/sitemap.xml): Machine-readable sitemap for crawler discovery - [Robots.txt](/content/robots.txt): Crawler directives